Insurance & Fees

Let’s Make Therapy Make Sense, Emotionally AND Financially. 🌹

Investing in your mental health is an important decision, and figuring out the financial side of therapy shouldn’t add more stress to the process.

At A Rose That Grew From Concrete, PLLC, I believe in transparency. Before beginning services, we’ll discuss your payment options, insurance coverage, and any anticipated out-of-pocket costs so you can make an informed decision about your care.

Insurance

Full acceptance of major insurance providers. We accept all major credit cards for out-of-network sessions.

Private Pay

Standard sessions for personal growth and healing.

Sliding Scale

Reduced rates offered based on financial circumstances and availability. Eligibility is determined case by case basis.

Insurance Details

I work with a variety of insurance plans through my practice and partnering therapy platforms.

Depending on your insurance plan and where services are provided, coverage may be available through:
• Rula
• Headway
• Talkspace

Plans that may be accepted include (but may not be limited to):
• Aetna
• Aetna EAP
• Allegiance
• Allied
• Anthem
• Anthem EAP
• Arlo
• Ascension SmartHealth
• Blue Cross
• Blue Shield
• BlueCross and BlueShield
• Carelon Behavioral Health
• Centivo
• Cigna and Evernorth
• Cigna EAP
• Create
• Curative
• Decent
• EBMS
• Evernorth EAP
• First Health
• HealthEZ

Horizon Blue Cross and Blue Shield of New Jersey

Independence Blue Cross Pennsylvania
• Luminare Health
• MagnaCare
• Meritain Health
• Optum
• Oscar Health
• Providence
• Quest Behavioral Health
• Scott & White Health Plan
• Sidecar Health
• TRICARE
• UnitedHealthcare / Optum EAP
• UnitedHealthcare UHC | UBH
• WebTPA

Insurance participation can vary by platform, plan, location, and individual benefits. Coverage is not guaranteed simply because an insurance company is listed as accepted.

Prefer not to use insurance? Private-pay therapy is also available.

Private pay can be a good option for individuals who do not have an accepted insurance plan, prefer not to use their insurance benefits, or simply want another way to access services.

Individual Therapy Session: $125
Initial Consultation: Free
Late Cancellation / No-Show Fee: $75

Payment is due according to the policies provided before beginning services.

If I am not in network with your insurance plan, you may have out-of-network mental health benefits that reimburse you for a portion of the cost of therapy.

When applicable, documentation such as a superbill may be available for you to submit to your insurance company for possible reimbursement.

Reimbursement is determined entirely by your insurance plan, and payment from your insurer cannot be guaranteed.

If you are uninsured or choose not to use insurance for your care, you may have the right to receive a Good Faith Estimate explaining the expected cost of your services before receiving care.

Additional information regarding your rights and applicable billing policies will be provided as appropriate.